I grew up a blues and classics music fan. Joan Amatrading, Shania Twain, Sade Adu, Lionel Richie and Elvis Presley just to mention a few. My first encounter with Shania Twain was through her popular song ‘Still the one.” The song was so popular amongst teens of our time that it would feature in almost every high school love letter. The song is still one of my best love songs ever but it’s the song Kaching that is of interest to the investor reading this article. I have been listening to the song this week and discovered how Shania Twain goes beyond just singing about love to Investment and debt management. I thought of exposing the lessons from the song here.

Verse 1

We live in a greedy little world–that teaches every little boy and girl To earn as much as they can possibly—

The world we live in has taught us that it is cool to be wealthy and rich. That’s the theme of this organisation and that’s probably the reason why you are on this site reading this article to learn ways to increase your worth by expanding your income streams. As the owner of this site, I also make money from the banner advertisements you see on this site and many other ways I write about on this portal. I too want to increase my net worth. I too believe it is cool to be wealthy and I believe that’s why my mother took me to one the best schools despite her affordability.

then turn around and Spend it foolishly

The next line shows the insanity of human kind. After burning our fat digging trenches, sleeping late every day,

drinking coffee to stay awake until we had finished coding a program and so on, we finally get the cheque as a reward of our sweat. The issue then becomes how we spend it. We forget about savings and reinvestment. The potential growth of a company is measured by how much profit the organisation retains after you the owner has spent. Mostly it’s not our fault but there is a need to reprogram our mindset to prosperity consciousness.

We’ve created us a credit card mess. We spend the money that we don’t possess. Our religion is to go and blow it all. So it’s shoppin’ every Sunday at the mall.

Shania Twain then ups the game and goes on the offensive on the next few lines. After sweating to earn the money and blowing it almost at lightning speed, we don’t end there. We go further and dig deeper into our empty pockets till we get entangled in debt. I have worked for a finance house before and I would see people pawning their assets just to get their hands on an extra dollar. This is not only a Zimbabwean thing, but I have seen people not caring how high the interest charge or the repayment period and amount is so long as they would get that extra dollar. People would go as far as risking the only family house to get an extra dollar. I have written about Unit trusts investments in the past as a way of saving part of everything we earn but that article is one of my worst performing articles online and it doesn’t even have a comment. Why? It talks about savings and not spending yet it is the same savings you will need to use to invest in the opportunities we are always exposing on this site. I receive emails everyday of people who want to start a business but they have nothing and they want 100% funding. Why do they need 100% injection? They never had any savings. They actually have debt and lots of it. The sad thing is no one wants a business partner who is overburdened with debt. Not even for a wife or husband.

All we ever want is more. A lot more than we had before. So take me to the nearest store
So what happens after we have spent everything and risked our few assets only to become a slave of debt? Shania Twains reveals what it is and this should make someone shed a tear. One would think after getting a loan from a bank, someone would go and invest the lot into tilapia fish farming, poultry production or any other opportunities in Zimbabwe we expose on this site, but hush! It’s just out of the bank to the nearest store to spend some more. I have heard stories of brilliant business proposals which were funded by a bank and the money was used to fund a wedding. This has made me believe the old saying that to succeed in business you don’t need money. All you need is a dream, a team and a little bit of a scheme. But mostly it’s the battle for the control of your mind that you need to win to be successful in business so you understand the true definition of money and wealth. Most of the time we love to appear wealthy and those who appear wealthy are usually poor in real life.

[Chorus:]
Can you hear it ring. It makes you wanna sing. It’s such a beautiful thing–Ka-ching! Lots of diamond rings. The happiness it brings. You’ll live like a king With lots of money and things

It’s not only about spending the cash but it’s about being seen spending the cash. A speaker once said in my hearing, would you rather be sexy or rich? Most people would choose to be sexy at the expense of being rich. People who are not prosperity conscious find happiness in being seen spending cash, wearing expensive clothes, diamond rings as sung by Shania Twain in the chorus of this song. But is this sustainable? Is this the true definition of wealth? Mostly we define wealth by these false standards but the reality is most people who appear wealthy are in reality poor and most of the times drowning in debt. To be successful in business, make a choice to live rich than appear rich. Remember my question, ‘Would you rather be sexy or rich?’ Buy a prosperity book which trains your mind and teaches you about real wealth so that you will be ready and know what to do when it comes. Play the prosperity game to train your subconscious to be prepared when the time comes and you are making the real money. I would like to give you an interesting example, two individuals receive a cheque with $X. Mr A goes online and imports his dream car. He then borrows more cash when the car arrives at the border to pay for duty and other tax obligations. Mr B uses his cheque to buy a racing horse which racks in more income every time it’s on the track.

When you’re broke go and get a loan. Take out another mortgage on your home. Consolidate so you can afford. To go and spend some more when. you get bored

I wanted to end my article on the chorus and encourage you to listen to the song and learn the remainder of the lessons directly from our guest’s indirect interview with Shania Twain but I couldn’t. It seems that once a person has started living the debt life as a way to finance the make believe lifestyle, they become a danger even to their families. The old saying robbing Peter to pay Paul comes to play. They start restructuring the current debts, changing their banker to get a new loan from the new banker before finishing the servicing of the old debt. They start buying goods on credit and resale it at a discount to get cash only to refinance their life style. The result is usually not a happily ever after ending. These are the stories we hear of people who lost their homes. We then here people talk about how merciless financial institutions are but forgetting how reckless these individuals were. This is a serious issue and if you know you are a victim, get a finance coach to help you. Iam not a certified financial coach as yet but I would encourage you to talk to one before you become a danger not only to yourself but to the people you love the most – your family.

All we ever want is more A lot more than we had before So take me to the nearest store
[Repeat Chorus]

The last lines more or less reinforces what we have discussed above and stresses the main point is to appear rich or appear that we are living like a king. This song was instrumental in my upbringing as it taught me what to avoid as I walked the road to be wealthy. In the next article I continue on this lesson by asking you a question I have asked above. I get a lot of emails everyday of people who need capital injection in their business for as low as $2,000.00. Most of the time after sitting down with them and brainstorming, we end up agreeing they can raise the money on their own without reaching out to an angel Investor. Most of the investors in our database would not settle for anything needing capital injection below $50,000.00 unless it has the potential of WhatsApp or Uber. I end by asking this simple question. Would you rather be sexy or rich? Remember you can’t have both at first. Post your answer in the comments tab below giving your reasons. Listen to Kaching on YouTube by following this link.

And the song continues

Let’s swing Dig deeper in your pocket Oh, yeah, ha Come on I know you’ve got it
Dig deeper in your wallet Oh

All we ever want is more A lot more than we had before So take me to the nearest store
[Repeat Chorus]

Can you hear it ring It makes you wanna sing You’ll live like a king With lots of money and things Ka-ching!

To your continued success.